Insurance Company Annuities and 401(k) Plans: A Forensic Viewpoint
Insurance company annuities and 401(k) plans operate inside a regulatory structure that most participants never see. Although these products resemble traditional investments, they are built on insurance‑based mechanisms—especially separate accounts—that function very differently from mutual funds or market‑priced securities. This site provides a forensic viewpoint on how these structures work, how they are regulated, and…